How To Borrow Load In TM Sim? – 3 Easy Ways For TM Utang Load

TM (Touch Mobile) is a popular prepaid mobile service provider in the Philippines, which offers affordable call, text, and internet promos. However, sometimes you run out of load and need to make an urgent call, send an important message, or access the internet.

To help users stay connected, TM offers a load borrowing service called “TM Utang (Borrowed) Load.” This service allows subscribers to borrow load or promos when they don’t have enough balance. The borrowed amount is automatically deducted from the next reload. 

You can borrow load in TM by dialing the USSD code *143#,  through the GlobeOne app, or via text. For a detailed guide on all these methods keep reading below!

What Is TM Utang Load?

TM Utang Load is a loan service that lets prepaid users borrow regular load or promo bundles for calls, texts, and mobile data. This is useful when you urgently need to load but cannot reload immediately.

Types of Load You Can Borrow

TM allows users to borrow different types of load, such as:

  • Regular load – Used for calls, texts, or subscribing to promos.
  • Text promos – Unlimited or bulk SMS packages.
  • Call promos – Unlimited calls to TM/Globe or other networks.
  • Data promos – MB/GB allocation for internet browsing. For example; Borrow ₱15 to get 100MB of data for 2 days.

Methods to Borrow Load In TM 

There are four different ways to borrow load in TM:

  • By Dialing Code *143#
  • Through GlobeOne App
  • By Texting at 3733
  • Using GCash App Method

Dial Code *143#

  • Dial *143# on your phone’s pad.
  • Type “9” and select the Utang option from the menu.
Dial *143#
  • Choose the type of load you want to borrow (Regular Load, Call/Text/Data Promo).
Regular Load, Call/Text/Data Promo
  • Confirm your request.
  • Wait for a confirmation message.
confirmation message

GlobeOne App

  • Download and install the GlobeOne App from Google Play or the App Store.
  • Log in using your TM number.
  • Look for the Borrow Load or Utang Load option.
  • Select the amount (e.g..PHP 10, 20, 50) or promo you want to borrow.
  • Confirm the transaction.
  • Once the transaction is successful, you’ll receive a confirmation message.

Texting at 3733

  • Open your phone’s Messages app.
  • Compose a new message. Type UTANG and send it to 3733.
UTANG
  • You will receive a confirmation message with the amount you can borrow.
  • Reply with YES to confirm.
  • You will receive another message confirming the borrowed load.

GCash App Method

If you’re a TM user looking to borrow load through GCash, follow these simple steps:

  • Open the GCash app on your mobile phone.
  • Log in using your TM mobile number and MPIN.
  • On the home screen, tap on “Borrow” to explore loan options.
  • Select the “Borrow Load” option from the menu.
  • Click on the “Activate” button to enable the borrow load feature.
  • Follow the prompts to complete activation.
  • Select the amount of load you need.
borrow load
  • Review the terms and conditions before proceeding.
  • Confirm your loan request and proceed with the transaction.
  • Wait for a confirmation message from GCash. Your borrowed load will be credited instantly.

How to Pay Back the Loan?

TM automatically deducts the borrowed amount when you reload.

  • Load any amount (e.g., ₱20, ₱50, or more).
  • TM will deduct the borrowed load plus the service charge.
  • The remaining balance will be available for your use.

You can also pay back by dialing *143# on your phone dial pad. Select “Utang” from the menu and then click on the “Pay Loan” option.  

List of TM SIM Load / Promos

Below is a list of common TM SIM load offers and promos:

Promo Price Features Validity How To Avail
Utang Load 5₱5Borrow ₱53 days Dial *143# / Text UTANG5 to 3733
Utang Load 10₱10Borrow ₱103 days Dial *143# / Text UTANG10 to 3733
Utang Load 15₱15Borrow ₱153 daysDial *143# / Text UTANG15 to 3733
COMBOSOS₱62 mins calls + 5 texts1 dayDial *143#
CALLSOS₱63 mins all-network calls 1 dayDial *143#
TXTSOS₱610 all-network texts1 dayDial *143#
MBSOS₱640MB data1 day Dial *143#
IDDSOS₱61 min IDD call1 dayDial *143#
Utang GOSURF10₱1240MB data + 200MB for Spotify1 dayText GOSURF10 to 3733
Utang YOUTUBE5₱520MB data for YouTube2 daysText YOUTUBE5 to 3733

Conclusion

Borrowing load in TM is a convenient way to stay connected when you run out of balance. Whether you need regular load for calls and texts or specific promos for data and unlimited messaging, TM Utang Load provides an easy solution. 

By following the steps outlined in this guide—via SMS, USSD code, or the GlobeOne app—you can quickly borrow load whenever needed.

FAQs || YOU MAY WANT TO KNOW

Yes, but you must repay previous borrowings first before requesting again.

You won’t be able to borrow load again until you pay. TM can limit the borrowing amount.

Yes! You can register for TM promos using borrowed load as long as the amount is enough.

No, borrowed load cannot be shared with others.

If you’re not eligible, it could be due to:

  • A new SIM that hasn’t met the usage requirement.
  • Unpaid previous loans from TM.
  • Low usage activity in the past months.

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